Earning money from an allowance or part-time job is a great way to start becoming more independent. But what you do with the money you earn can make a huge difference in your future independence. Saving and investing are the best ways to make sure you can do all of the things that you are dreaming about for your future. Whether you want to go to a top-rated university, buy a car, or retire while you are still young, putting money away is the way to make your wish a reality. This book explains the most common forms of savings and investments-and the risks associated with each of them. Book jacket.